Home Loans Explained

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Home loans, also known as mortgages, are financial agreements between a borrower and a lender, typically a bank or a financial institution, wherein the borrower receives a sum of...

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What Is Loan Against Property And How Does It Work?

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A loan against property (LAP), also known as a mortgage loan, is a type of secured loan where you pledge your property as collateral to borrow funds from a...

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How Does a Missed EMI Affect Your CIBIL Score?

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Missing an EMI payment can have a significant negative impact on your CIBIL score, which is a critical measure of your creditworthiness. When you miss an EMI, it is...

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Cibil Score Based Eligible Loans

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Your CIBIL score significantly influences your eligibility for various loans. A score above 750 is ideal for home loans, enhancing your chances of approval and securing favorable terms. For...

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How to Get a Doctors Loan ?

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Getting a doctor’s loan, also known as a physician mortgage loan, can be a beneficial option for medical professionals seeking favorable terms on a home loan. To get a doctor’s...

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Business Loan Eligibility Criteria :

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Eligibility criteria for business loans can vary significantly depending on the lender and the type of loan. However, here are some common factors that lenders typically consider when evaluating...

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How to find your cibil score?

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Look for the “Get Your Credit Score” or “Check Your Credit Score” option on the homepage. Click on that option. You might need to register or create an account...

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How to get loan with providing collateral document of property ?

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Assess Your Needs and Eligibility  Determine Loan Purpose: Identify why you need the loan, whether for business, education, medical expenses, or other purposes. Check Eligibility: Review your financial situation,...

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How to apply for a car loan ?

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Applying for a car loan involves several key steps. First, assess your credit score, as it significantly impacts the loan terms you’ll qualify for. Next, research and compare lenders,...

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How to Find the Home Loan Eligibility for Salaried Person ?

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In Jothi Finserv, determining the home loan eligibility for a salaried individual involves a thorough assessment process. Firstly, they evaluate the applicant’s income, considering both monthly and annual earnings, to...

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